Proof / Prop firm rules / PipFarm

Prop firm rules

PipFarm Rules Explained (2026)

Every PipFarm rule that can end an account or limit a payout, with the numbers on a $100,000 Classic account. Rules were checked against PipFarm's published help center in October 2026; confirm in your dashboard.

Last updated October 19, 2026 · rules checked October 2026

Overview: Classic, Endurance, Consistency, One Step Light and Instant

PipFarm sells challenges in three modes, each in a one-stage (static or trailing) or two-stage format, from $5,000 to $150,000. Classic asks 12% in one stage or 9% then 6%, with 3 trading days per stage; base prices run $35 (5K) to $720 (150K), with $100K at $490. Endurance asks 10% or 8% then 5% and counts profitable days instead; $30 to $590. Consistency asks 9% or 6% and 6% and needs a best day of 40% or less; $25 to $420.

Every mode has a 3% daily loss. Max loss is 6% static or 8% trailing on one stage, and 9% (Classic) or 8% static on two stages. PipFarm's Experience Program raises the limits as you rank up: +1% max loss from Rank 2, 4% daily from Rank 4, and a split from 70% at Rank 0 to 99% at Rank 6.

One Step Light has a 6% target, a 4% end-of-day trailing loss (3% on 100K and 150K) and a 2% absolute risk cap. Instant accounts come in three drawdown models with no daily loss: equity trailing (6%), end-of-day trailing (5%) and payout trailing (4%). The help center does not print Instant or One Step Light prices.

Rules that end the account

PipFarm's trading day starts at 22:00 GMT, or 21:00 GMT in US daylight time. Both are 4pm CT.

Daily loss
3% of the EOD reference, which is the higher of the previous end-of-day balance or equity. If yesterday closed at $101,000 balance and $102,000 equity, today's floor is $98,940. Instant accounts have no daily loss.
Max loss
Static formats: fixed percentage of starting balance. One-stage trailing: 8% below the balance high-water mark. One Step Light and EOD Instant: below the end-of-day high watermark (higher of balance or equity). Equity Instant: 6% below the equity high, live. Payout Instant: 4% that shrinks by your share of each payout.
Pip Protector
On funded and Instant accounts, losses inside one Risk Window are capped (1% on Instant). A window lasts until you have been flat 60 minutes. Hitting it closes positions and adds a strike; strike 2 halves your profit share for good and strike 3 breaches.
Absolute risk
One Step Light and Pay with Profits accounts have a 2% max risk with no strikes: touch it and the account is breached.
Other
Splitting one trade idea across days to lower the consistency score is prohibited. Instant accounts have a 90-day time limit that resets after each payout.

Payout rules

  • Default interval 30 days from the funded account's issue or the last resolved request. Add-ons shorten it to 14 or 7 days or on demand. Only one payout every 7 days across all your accounts.
  • Caps: gross profit (before the split) up to 3% of the account on the first payout, rising 1% a payout to 6%, and never more than $5,000. Accounts bought before August 27, 2026 start at 6%. Profit over the cap stays for later.
  • Consistency for payout: best day 50% or less on Classic and Endurance funded accounts, 40% on Consistency and One Step Light, 30%, 25% or 20% on Instant.
  • Minimum payout 1%. Endurance and One Step Light also need profitable days between payouts; Instant needs a +6% balance and 5 winning days of +0.5%.
  • Every fifth payout scales the challenge-funded account.

News and weekend

PipFarm says news trading is fully allowed, before, during and after any release. Its review team may flag a pattern of opening maximum-size positions right before major news.

Overnight and weekend holding is allowed on challenge and funded accounts. Only crypto trades on weekends. Swaps are charged at 22:00 GMT, triple on Wednesday for FX and metals and Friday for indices and energy.

Worked example: $100,000 Classic 1-Stage Static

The static floor is $94,000. Day 1's daily floor is $97,000. You close Day 1 at $102,000 balance with equity at $102,400 from an open winner, so Day 2's reference is $102,400 and the daily floor is $99,328. Room today: $3,072 to the daily floor.

You pass at $112,000 after 3 trading days. Once funded at Rank 0, the first payout comes 30 days after the account is issued. If you are up $8,000 the first cap is 3% of the $100,000 account, so $3,000 gross is paid at 70% ($2,100) and $5,000 stays in the account, provided no day made more than half the profit.

How Proof tracks it

The PipFarm presets carry the 4pm CT day change, the higher-of-balance-or-equity daily reference, the static, balance-trailing or end-of-day trailing floor for your format, and the Instant risk window, with live room to the nearer floor.

Proof also tracks the best-day share against your mode's limit, counts profitable or winning days, and shows the next payout cap. The payout date calculator counts the 30-day or add-on interval.

In Proof

Proof tracks every PipFarm rule for you

The PipFarm presets carry the 4pm CT day change, the higher-of-balance-or-equity daily reference, the floor for your format, the Pip Protector window, the best-day limit for your mode and the payout cap ladder.

See how Proof does it

Frequently asked questions

What is the PipFarm daily loss limit?

3% of the higher of the previous end-of-day balance or equity, resetting at 22:00 GMT (21:00 in US daylight time). It rises to 4% at Experience Rank 4. Instant accounts have no daily loss.

Is PipFarm max loss static or trailing?

You choose. One-stage static is 6% of the starting balance and one-stage trailing is 8% below the balance high. Two-stage is static at 9% (Classic) or 8%. One Step Light and Instant trail.

How often does PipFarm pay out?

Every 30 days by default, or 14 or 7 days or on demand with add-ons. Each payout is capped at 3% to 6% of gross profit and $5,000. Instant pays every 7 days.

Can I trade news on PipFarm?

Yes. PipFarm allows news trading on all accounts, though repeated maximum-size entries just before releases can be flagged.

What is the PipFarm Pip Protector?

A cap on losses within a Risk Window on funded and Instant accounts. Hitting it closes your trades and adds a strike; the second strike halves your profit share and the third breaches the account.

Related

Sources checked October 2026: PipFarm help: Challenge Mode Comparison · PipFarm help: Max Daily Loss · PipFarm help: Static Max Loss · PipFarm help: Pip Protector · PipFarm help: How Payouts Work · PipFarm help: Payout Caps · PipFarm help: News trading policy · PipFarm help: Classic Mode · PipFarm help: One Step Light · PipFarm help: EOD Trailing Instant Account