Audacity Capital Rules Explained (2026): Daily Loss, Drawdown, News & Payouts

Overview: Ability Challenge, Ability One and FTP

Ability Challenge (2-step): Phase 1 asks for 10% with a 7.5% daily loss and a 15% max loss; Phase 2 asks for 5% with 5% daily and 10% max. Each phase needs 4 trading days. The live account keeps 5% daily and 10% max with no target. Sizes run $5K to $200K. In October 2026 the program page listed promotional prices from $32 for $5K to $682 for $200K ($357 for $100K), 35% below list prices of $49 to $1,049. The fee is refunded with the first qualifying payout.

Ability One (1-step): 10% target, 3% daily, 6% max, 3 minimum days. The same limits apply once funded. Listed from $69, refundable.

FTP (instant funding): no evaluation, 5% daily and 10% max loss. A 10% profit milestone and 5 trading days unlock the payout. Listed from $199, not refundable.

There is no time limit on any route and no consistency rule. Leverage is 1:100 on the Ability programs and 1:30 on FTP.

Rules that end the account

Audacity does not reset breached accounts. A breach means a new evaluation.

Daily loss

Ability Challenge and Ability One: a fixed share of the starting balance that does not move or tighten as you profit (7.5%, 5% or 3% by phase). The firm's guide says it resets each morning; the exact time is not published. FTP: a 5% trailing daily limit on equity, set at 95% of the highest equity reached that day with open P&L counted, reset at the MT5 server rollover.

Max loss

Static from the starting balance on every route: 15% in Ability Phase 1, 10% in Phase 2 and live, 6% on Ability One, 10% on FTP. It does not trail profits.

Minimum hold

Scalping is allowed, but every trade must stay open at least 2 minutes.

Position size

No overall lot limit, but no single open position can be larger than 10 lots.

Prohibited

High-frequency trading, latency arbitrage, cross-account hedging, martingale and DCA. EAs are allowed on MT5 and DXtrade but not from third-party signals; copy trading only between your own accounts. VPNs are generally prohibited.

Payout rules

First payout 14 days after your first live trade, then every two weeks.
Split: up to 90% on Ability Challenge and Ability One live accounts, up to 80% on FTP. The program page calculator also shows 85% and 75% tiers without explaining them; check your contract.
FTP payouts need the 10% milestone and 5 trading days with at least one trade each. The guide says the payout goes through a risk review of 1 to 3 working days, trading pauses during review, and a new scaled account is issued. The guide puts the FTP split at 50% to 80% depending on size, stage and speed.
The Ability fee is refunded with the first qualifying payout; the FTP fee is not.
Six months with no trading may mark the account inactive.

News and weekend holds

News trading is allowed, with a window: no opening, closing or adding to positions from 3 minutes before to 3 minutes after a high-impact release or speech. On FTP the guide also bans one-sided pending orders placed to catch a release.

Weekend holds are allowed on every route. On FTP the equity-based daily limit still applies through the Monday gap, so size weekend holds against that floor.

Worked example: $100,000 Ability Challenge

Phase 1: the daily floor is $92,500 every day (7.5% of $100,000), and the max floor is $85,000. Because both are fixed to the start, a $6,000 gain does not raise them. You need $110,000 and 4 trading days to pass.

Phase 2: the floors tighten to $95,000 daily and $90,000 overall, and the target is $105,000 with 4 more trading days.

Live: $95,000 daily and $90,000 overall stay fixed. A trader at $104,000 can still lose $5,000 in a day, not $5,200, because the daily limit is set from the starting balance rather than yesterday's close. Within that, no position can exceed 10 lots and no trade can close in under 2 minutes.

How Proof tracks it

Pick the phase and Proof sets the static daily and max floors from your starting balance, or the 95% intraday equity floor on FTP. Risk Guard shows live room to the nearer floor and flags any position over 10 lots.

The news calendar blocks 3 minutes each side of high-impact events, and Target counts the 14-day payout cycle from your first live trade. Use the drawdown calculator to compare static and trailing floors and the payout date calculator for the cycle.

In Proof

Proof tracks every Audacity Capital rule for you

The Audacity presets carry the static floors for each Ability phase, the intraday equity floor on FTP, the 3-minute news blocks, the 10-lot cap and the 14-day payout cycle, with live room left before every trade.

See how Proof does it

Frequently asked questions

Is Audacity Capital drawdown static or trailing?

The max loss is static from the starting balance on every route. The Ability daily loss is also fixed to the starting balance. The FTP daily loss trails intraday equity: the floor is 95% of the highest equity reached that day.

What are the Audacity Capital Ability Challenge rules?

Phase 1: 10% target, 7.5% daily, 15% max. Phase 2: 5% target, 5% daily, 10% max. Each phase needs 4 trading days and has no time limit. Live: 5% daily and 10% max.

Can I trade news with Audacity Capital?

Yes, outside a 3-minute window. You cannot open, close or add to positions from 3 minutes before to 3 minutes after a high-impact release or speech.

How often does Audacity Capital pay out?

The first payout is 14 days after your first live trade, then every two weeks. FTP accounts also need a 10% profit milestone and 5 trading days.

Is there a minimum trade duration at Audacity Capital?

Yes. Scalping is allowed, but each trade must stay open at least 2 minutes. Single positions are also capped at 10 lots.

Sources checked October 2026: Audacity Capital: Funded Trader Program (programs, limits, prices, common rules) · Audacity Capital guide: Instant funding prop firm rules (FTP) · Audacity Capital guide: What happens if you lose money on a funded account