My Funded Futures Rules Explained (2026): Drawdown, Daily Loss, Consistency & Payouts

Overview: Rapid, Rapid EOD, Pro and Builder

Every plan is a one-time evaluation fee with no renewals and no activation fee. The plan pages show promotional starting prices rather than a price per size, so take the figure from checkout. All evaluations use a 6% target: $3,000 on the 50K.

Rapid has an end-of-day $2,000 limit in the evaluation, 5 minis or 50 micros, a 50% consistency rule and a 2-day minimum. Once funded, the drawdown becomes intraday trailing and payouts are daily at 90%.

Rapid EOD (25K and 50K, sold as limited-time) keeps end-of-day trailing in the funded stage too, in exchange for a 30% consistency rule, a 4-day minimum and 3 minis or 30 micros.

Pro uses end-of-day trailing in both stages, pays 80% every 14 days, and locks the floor at $50,100 after the first payout. Builder is the only plan with a daily loss limit, a $1,000 soft pause on 50K, and has no evaluation consistency rule but a 50% rule on payouts.

Rules that end the account

The Maximum Loss Limit (MLL) is the rule that closes accounts. Funded accounts start at a $0 balance, so the floor starts at -$2,000 on a 50K.

Daily loss

None on Rapid, Rapid EOD or Pro. Builder: $1,000 on 50K ($600 25K, $1,750 100K, $2,500 150K), a soft pause for the day, not a breach.

Max loss

$2,000 on 50K. Rapid funded: intraday trailing below your equity high, locks at $100. Rapid EOD funded: trails only at a new end-of-day high, locks at $100. Pro: end-of-day trailing until the first approved payout, then fixed at $50,100. Builder: end-of-day trailing; the help article says it stops $100 above the start, and after the first payout the MLL resets to $100. Below the floor at any point is a breach.

Contracts

50K: Rapid 5 minis or 50 micros, Rapid EOD 3/30, Builder 4/40, Pro 3/30 in the evaluation. Pro funded limits differ between the plan page (3) and the help article (5); check your dashboard.

Overnight

Not allowed on any plan. Open positions are closed at the session end.

Inactivity

Rapid EOD and Builder close after 7 days without a trade. Pro funded needs at least one trade every 7 calendar days.

Payout rules

Every funded plan makes you clear a buffer before the first request: $2,100 on a 50K, which is the drawdown plus $100.

Rapid and Rapid EOD: first request 24 hours after the first trade, then every 24 hours. $500 minimum, 90/10 split, no consistency rule, no stated cap per request. On Rapid EOD each later payout needs $500 of new net profit.
Pro: one request every 14 calendar days from the first trade, $1,000 minimum, 80/20. A one-time withdrawal of up to 60% of profit is allowed before the buffer is cleared. Sim funded payouts are capped at $100,000 per user.
Builder: every 48 hours, $500 minimum and $2,000 maximum per cycle on 50K, 80/20, at least 2 trading days per cycle, and your largest day must be 50% or less of the cycle's profit. After the 5th sim payout the account moves to live.
Evaluation consistency does not fail you. Going over 50% (or 30% on Rapid EOD) means you keep trading more days until the share falls.

News and trading hours

Tier 1 news trading is allowed in every evaluation. In Rapid, Rapid EOD and Pro sim funded accounts it is not allowed; the Rapid plan FAQ gives the window as 2 minutes before to 2 minutes after the release. Builder allows news in both stages.

No plan allows overnight positions. The plan pages say positions must be closed before the daily session close without printing a time, so set your own flat-by alarm a few minutes before the CME close.

Worked example on a 50K

You pass a Rapid 50K and start the sim funded account at $0. The floor is -$2,000. A trade runs to +$700 open profit and you close it at +$300. On Rapid's intraday trailing the floor is now -$1,300, set by the $700 peak, not the $300 close. On Rapid EOD the same day would leave the floor at -$1,700, because only the $300 close counts.

Keep going to a $2,100 peak and the floor reaches $100 and locks there. That is also the buffer. Grow the balance to $2,600 and a $500 request is possible, 90% of it yours. Every dollar you withdraw comes out of the cushion above the fixed $100 floor, so after paying out down to $2,100 you are back to $2,000 of room.

On Pro the floor would also lock, but at $50,100 after the first payout, and you would wait 14 days from the first trade to ask.

How Proof tracks it

Proof has presets for each plan's drawdown: intraday trailing for Rapid funded, end-of-day for Rapid EOD and Pro, and the $100 lock. Risk Guard shows live room to the floor and sizes contracts so a full stop cannot cross it.

For payouts, Proof tracks progress to the $2,100 buffer, the minimum request, Builder's 50% cycle consistency and 2-day count, and Pro's 14-day clock. The news calendar blocks Tier 1 releases on funded accounts, and the Builder soft pause is shown beside the max loss so you see the nearer line. Proof warns and tracks; it does not close trades at your broker.

In Proof

Proof tracks every My Funded Futures rule for you

The My Funded Futures presets run the right drawdown for each plan and stage, lock it at $100 or $50,100, track the $2,100 buffer, minimum requests, Builder's 50% cycle rule and soft daily pause, and block Tier 1 news on funded accounts.

See how Proof does it

Frequently asked questions

Is the My Funded Futures drawdown intraday or end-of-day?

Evaluations are end-of-day. Funded Rapid accounts trail intraday from your equity high; Rapid EOD, Pro and Builder funded accounts trail end-of-day. Rapid and Rapid EOD lock at $100, Pro at $50,100 after the first payout.

Does My Funded Futures have a daily loss limit?

Only on Builder: $1,000 on 50K, a soft pause that stops trading for the day without breaching. Rapid, Rapid EOD and Pro have no daily loss limit.

What is the My Funded Futures consistency rule?

50% in the Rapid and Pro evaluations and 30% in the Rapid EOD evaluation; going over means trading more days, not failing. Builder has none in the evaluation and 50% of cycle profit for payouts.

How fast does My Funded Futures pay out?

Rapid and Rapid EOD allow a request every 24 hours after clearing the $2,100 buffer on 50K, at 90%. Builder pays every 48 hours at 80%, capped at $2,000 per cycle. Pro pays every 14 days at 80%.

Can I trade news on My Funded Futures?

In evaluations, yes. Rapid, Rapid EOD and Pro funded accounts do not allow Tier 1 news trading, with a 2-minute window either side on Rapid. Builder allows news in both stages.

Sources checked October 2026: My Funded Futures help: Traders Evaluation Simplified · My Funded Futures help: Rapid Plan 50k · My Funded Futures help: Rapid EOD 50k · My Funded Futures help: Pro Plan Sim-Funded and Live Account Highlights · My Funded Futures help: Builder Plan 50k · My Funded Futures help: Consistency Rule · My Funded Futures help: Payout Policy Overview · My Funded Futures: Rapid plan page · My Funded Futures: Pro plan page · My Funded Futures: Builder plan page