Funded Trading Plus Rules Explained (2026): Daily Loss, Drawdown, News & Payouts

Overview: four programs, three drawdown styles

Instant Funding has no evaluation and no profit target. You get a 6% daily loss and a 6% relative max loss that trails your highest closed balance until it reaches the starting balance. The $100K account is listed at $4,499; the product page does not print the other sizes' prices ($5K, $10K, $25K and $50K are selectable).

1-Step Express asks for 10% with a 4% daily loss and the same 6% trailing max loss that locks at the starting balance. The $100K challenge is listed at $549. Sizes run $10K to $200K.

2-Step Classic asks for 7% in each of two phases, with a 4% daily loss and an 8% static max loss from the starting balance. It adds a 3% per-symbol loss limit and a consistency score. The $100K challenge is also listed at $549.

Activation Accounts (pass now, pay later) cost $4 to start in $25K, $50K and $100K sizes. One phase with a 2% target, a 4% daily loss and a 6% static max loss. After passing you pay an activation fee, which the firm does not print, and the funded account switches to 3% daily and a 6% trail on equity.

Rules that end the account

Every program treats the daily and max loss as hard breaches. The activation rules say it directly: there is no warning stage and no soft breach.

Daily loss

1-Step and 2-Step: 4% of the prior day's closed balance, reset at 23:59 server time. Instant: 6%; the help article says it is measured from the higher of the prior day's closed balance or equity with a 17:00 EST (4pm CT) reset, while the Instant product page says prior-day closed balance and 23:59 server time. Activation: 4% in the challenge and 3% when funded, from the balance at the start of the day.

Max loss

Instant and 1-Step: 6% trailing on closed balance, stops trailing at the initial balance. On $100K the floor starts at $94,000 and locks at $100,000 once the high-water balance reaches $106,000. 2-Step: 8% static, so $92,000 on $100K for the life of the account. Activation challenge: 6% static. Activation funded: 6% trailing on equity, locks at the start balance.

Symbol loss limit

2-Step only: no single instrument can lose more than 3% of the balance recorded at 16:59 EST (3:59pm CT) the prior day. All trades on that instrument count together. It is a hard breach.

Inactivity

Every program needs at least one trade opened and closed in each 30-day period. The firm emails 7 days before the window ends; missing it is a hard breach.

Risk review

Passing, scaling and withdrawal requests are reviewed on margin use. Reviews start above set triggers: 60% of available margin on $100K, 55% on $200K, 65% on $25K to $50K. A trigger is not an automatic fail, but very large short trades around news are called out as unacceptable.

Payout rules

Instant and 1-Step funded accounts can request from day 1 once in profit, then every 7 days. Split is 80%, with add-ons at checkout for 90%+ split or a 3-day cycle (each adds 15% to the fee). Minimum withdrawal is $50.
2-Step funded accounts wait 10 calendar days after account creation, then every 10 days. The minimum request is 1% of the starting balance ($1,000 on $100K). The 50% consistency score must be met, and it resets after each withdrawal.
Activation funded accounts need 10 trading days before the first payout and between payouts, profit of at least 3% of balance, and a 25% consistency check: no single day over 25% of the profit at the time of the request. The split stays at 80% and there is no scaling.
KYC and a signed contract are required before money moves on every program.
A withdrawal lowers the balance the trail is measured from. The firm's own example: $100K grows to $110K, $4,000 is withdrawn, and the allowance is then based on $106,000.

News and weekend holds

News trading is allowed on every program, with no fixed minutes-before-and-after window. The risk review policy is the limit: one modest NFP trade held about 30 minutes is described as likely acceptable, while 90% of available margin for 10 seconds during NFP is described as a likely unacceptable coin flip.

Weekends differ. Instant Funding positions must be closed by 4:30pm EST (3:30pm CT) Friday or they are closed automatically. The 1-Step and Activation accounts allow weekend holds. The 2-Step help article says weekend holds are allowed, but the product page lists weekend holding as an add-on, so check what your account was sold with.

Worked example: $100,000 1-Step Express

Day 1 starts at $100,000. The daily floor is $96,000 (4% of yesterday's closed balance) and the max floor is $94,000. The daily floor is the one that binds.

You close day 1 at $103,000. Day 2's daily floor is $98,880 ($103,000 minus 4%). The trailing floor moves to $97,000 ($103,000 minus $6,000). You have $4,120 of room to the daily floor.

You close day 3 at $106,000. The trailing floor reaches $100,000 and stops there. From then on the max floor is fixed at the starting balance, and the daily floor keeps moving with each close. A $4,000 loss on day 4 from $106,000 is still inside the daily limit ($4,240) and leaves you at $102,000, above both floors.

How Proof tracks it

Pick the program and size and Proof sets the right model: prior-day balance daily loss for the 1-Step and 2-Step, the trailing floor that stops at your start balance for Instant and 1-Step, the static 8% floor for 2-Step and the equity trail on Activation funded accounts. Risk Guard shows room left to the nearer floor before each trade.

For the 2-Step, log each instrument's running loss against the 3% symbol limit and check the 35% or 50% consistency score before you ask for a payout. Use the drawdown calculator to test the trailing floor at any size and the payout date calculator to count the 7-day and 10-day cycles.

In Proof

Proof tracks every Funded Trading Plus rule for you

Each program's preset carries its daily basis, the trailing or static max floor, the 2-Step symbol limit and consistency score, and the payout cycle, and shows live room to the nearer floor before each trade.

See how Proof does it

Frequently asked questions

Is the Funded Trading Plus drawdown trailing or static?

It depends on the program. Instant Funding and the 1-Step Express use a 6% trailing max loss on closed balance that stops at the starting balance. The 2-Step Classic uses an 8% static floor. Activation challenges are 6% static, and Activation funded accounts trail equity by 6% until the start balance.

What is the Funded Trading Plus daily loss limit?

4% on the 1-Step and 2-Step, measured from the prior day's closed balance and reset at 23:59 server time. 6% on Instant Funding. 4% on the Activation challenge and 3% once funded.

Can I trade news with Funded Trading Plus?

Yes. News trading is allowed on every program. There is no fixed time window, but trades are reviewed on margin use, and very large positions held for seconds during releases can fail the review.

Can I hold trades over the weekend at Funded Trading Plus?

Yes on the 1-Step and Activation accounts. Instant Funding trades must be closed by 4:30pm EST Friday. For the 2-Step, check whether your account included the weekend holding add-on.

How often does Funded Trading Plus pay out?

Instant and 1-Step funded accounts from day 1, then every 7 days, at 80%. 2-Step funded accounts after 10 calendar days, then every 10 days. Activation funded accounts after 10 trading days with a 25% consistency check.

Sources checked October 2026: Funded Trading Plus help: Instant Program Information · Funded Trading Plus help: 1-Step Express Program Information · Funded Trading Plus help: 2-Step Classic Program Information · Funded Trading Plus help: Activation Accounts challenge rules · Funded Trading Plus help: Activation Accounts funded account rules · Funded Trading Plus help: Risk Review Policy · Funded Trading Plus: Instant Funding program page · Funded Trading Plus: 1-Step and 2-Step program pages