EverFunded Rules Explained (2026): Daily Loss, Drawdown, News & Payouts

Overview: 2-Step, 1-Step, Flash 7.77 and Instant

EverFunded sells four programs on MT5 and Match-Trader. The 2-Step asks 8% then 5% with 3 trading days per phase. The 1-Step asks 10% over at least 3 days. Flash 7.77 asks 5% with no minimum days, costs $7.77 upfront and charges the rest only if you pass. Instant starts funded with no evaluation.

At $10,000 the comparison page lists $70 for the 2-Step, $85 for the 1-Step, $80 in total for Flash ($7.77 plus $72.23 on passing) and $219 for Instant. The home page shows 2-Step prices from $35 for $5,000 to $1,000 for $200,000 with a discount code applied, so check the order form.

Base splits are 80% on 2-Step, 1-Step and Flash and 90% on Instant. The 1-Step and 2-Step fee is refunded after the fourth payout, not on passing.

Rules that end the account

The daily reference is the equity snapshot at 00:00 server time, which is not your local midnight; EverFunded does not name the server's timezone, so check the platform clock.

Daily loss

5% on the 2-Step and 3% on the 1-Step, Flash and Instant, in evaluation and funded.

Max loss

2-Step: 10% static in both stages. 1-Step: 6% static. Flash: 5% static in evaluation, then 5% trailing once funded, locking at the starting balance after a 5% gain. Instant: 6% trailing, locking after a 6% gain.

After a payout

Every payout settles all eligible profit, resets the balance and re-arms the trailing drawdown on Flash and Instant.

Leverage

FX 1:100 in the 2-Step evaluation and 1:50 once funded; 1:30 on 1-Step, Flash and Instant. Gold, indices and oil 1:10, crypto 1:2.

Prohibited

Latency arbitrage, tick scalping, cross-account hedging, group strategies, third-party copy trading, marketplace EAs and feed-exploiting bots.

Payout rules

Interval: at least 14 days for the first and later payouts; a weekly add-on brings the ongoing interval to 7 days on eligible accounts. Minimum $100, and no partial withdrawals.
Best day at payout: at most 35% of total profit on 2-Step and 1-Step, 20% on Flash and 25% on Instant. Going over is not a breach; you keep trading until you qualify, and the count resets after each payout.
Instant profit gate: the account must be at least 4% above the starting balance in each payout cycle.
Flash: settle the remaining fee before the first payout. Flash has a flat 80% split with no add-ons and no scaling.

News and weekend

News trading is unrestricted in evaluation. On funded accounts you may hold through news, but profit from trades opened or closed within 3 minutes either side of a high-impact release is left out of the payout. It is not a breach, and a trade opened at least 5 hours earlier that closes on its pre-set stop or target is exempt.

Weekend holding is allowed in evaluation. Funded positions are closed automatically at the Friday market close; that close is not a breach, and crypto is unaffected.

Worked example: $10,000 Instant

The daily limit is $300 and the trailing floor starts at $9,400. If the account peaks at $10,300, the floor rises to $9,700; at $10,600 it locks at $10,000. To request a payout you need at least $400 of profit (4%), and your best day may be no more than 25% of total profit, so a $150 best day needs $600 in total.

The payout pays 90% of the eligible profit and resets the account to $10,000, which re-arms the trail at $9,400.

How Proof tracks it

Pick the EverFunded preset. Proof sets the daily floor from the 00:00 server-time snapshot, keeps the static or locking trail and re-arms it after a payout, marks the 3-minute news windows on funded accounts, reminds you of the Friday auto-close, and checks your best day and the Instant 4% gate before a request. The drawdown calculator and payout date calculator work the same numbers by hand.

In Proof

Proof tracks every EverFunded rule for you

The EverFunded presets carry the server-midnight daily reference, static and locking trails that re-arm after payouts, the funded news windows, the Friday auto-close and the best-day and profit-gate checks.

See how Proof does it

Frequently asked questions

What is the EverFunded daily loss?

5% on the 2-Step and 3% on the 1-Step, Flash and Instant, measured from the equity snapshot at 00:00 server time.

Is the EverFunded drawdown trailing?

Static on the 2-Step, 1-Step and Flash evaluation. Funded Flash and Instant trail and lock at the starting balance after a 5% or 6% gain.

Can I trade news on EverFunded?

Yes. On funded accounts, profit from trades opened or closed within 3 minutes of a high-impact release is excluded from payout, but it is not a breach.

Can I hold trades over the weekend?

In evaluation, yes. Funded positions are closed automatically at the Friday close.

How often does EverFunded pay?

At least 14 days between payouts, or 7 with the weekly add-on, with a $100 minimum.

Sources checked October 2026: EverFunded: Trading rules · EverFunded: Challenge comparison · EverFunded: Home page and 2-Step prices · EverFunded: Prohibited strategies